On Sept. 30, NFT Steez, a bi-weekly Twitter Spaces hosted by Alyssa Expósito and Ray Salmond, met with Mashiat Mutmainnah to discuss how regenerative finance (ReFi) can provide more accessibility and inclusivity to blockchain technology.

As a "mission-driven movement," Mutmainnah explains that ReFi enables users to redefine their relationship with the current financial system and their relationship with finance and wealth.

Currently, in many countries, millions of people lack basic, equitable access to the financial services that would allow them to meet their daily needs.

What if there were newer models that could sustainably alleviate this? According to Mutmainnah, ReFi can redefine what money means and how it's used.

Mutmainnah emphasized that ReFi brings awareness to how the present financial systems operate in an "extractive" and "exploitative" manner. She also drew a comparison to fast fashion by explaining that what enables a user to purchase a shirt for $5 comes at the expense of a child laborer.

These "extractive" systems are no longer working for people since a core tenet of ReFi is equitable accessibility and distribution.

Mutmainnah explained that often ReFi is seen as synonymous to climate, and while that is a pillar, ReFi has enabled "tangible and accessible use-cases." Users can "plugin" and participate in models and systems that can increase their overall prosperity and that of the ecosystem.

Therefore, ReFi can be considered a way of triangulating elements of sustainability via "stabilizing" the climate and "biodiversity," while also keeping equitable access within global communities. This has the potential to create new financial models and systems that can increase prosperity.

As Mutmainnah puts it:

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